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8 of the Best Ways to Earn Passive Income

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Happy middle-aged man lying in bed with arms full of cash.Prostock-studio / Shutterstock.com

Wouldn’t it be nice to lie down in bed and sleep comfortably knowing you’re making money even with your eyes closed? Passive income can make that happen. Passive income is a way to make money with little to no effort, as opposed to active income from a full- or part-time job. Getting money this way can relieve financial stress and give you a sense of freedom. Whether you need to pay down…

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Business

‘Spray and Pray’ Is the New Go-To for Job Seekers (and Employers Are to Blame)

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Young woman looking concerned at her laptopWorranan Junhom / Shutterstock.com

Monster’s latest Job Application Behavior Report found that 48% of job seekers say they frequently or regularly apply to many roles quickly rather than focusing on a smaller number of opportunities that closely match their skills. But this isn’t just a numbers game driven by impatience. The job application statistics from this report reveal deeper trends shaping how people search for work and…

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5 Ways Inflation and Taxes Are Quietly Cutting a $250,000 Retirement in Half

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Worried retired couple stressed over financial documentsfizkes / Shutterstock.com

In 45 years in personal finance — as a CPA, a Wall Street investment advisor, and a two-time Emmy-winning financial journalist — I’ve seen thousands of retirement portfolios, as well as what protected them, what didn’t, and what most financial advisors consistently fail to discuss with clients who are within 10 years of retirement. This article covers five of those risks. None of them are exotic.

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Why an Unfinished Degree Can Help Your Resume (and How to List It)

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Submit your resume.By TaLaNoVa / Shutterstock.com

You started a degree but didn’t finish it. Now you’re wondering, “Should I include my unfinished degree on my resume or leave it off?” Here’s the good news: An unfinished degree can still work in your favor. Employers care about the skills and knowledge you gained, not just the diploma. The key is knowing how to present your incomplete degree clearly and honestly. In this guide…

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