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You want to jump into the world of remote work, but you don’t have formal experience in any of the fields you’re interested in. Maybe you just graduated. Maybe you spent years as a caregiver. Whatever the case, you’re now googling “remote jobs no experience,” and it seems like you’re not qualified for anything. But there are plenty of jobs you can do from home with no experience.

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If you’re planning to downsize and fund your golden years with the equity in your home, you might want to check the calendar. It turns out that when it comes to real estate, timing isn’t just about the market — it’s about your age. A recent study suggests that once a seller hits 70, the price they get for their home starts to drop. And it’s not a small dip. By the time a seller reaches 80, they’…

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Most people treat the price tag like it’s a law of nature. It’s not. In most cases, that number is just a suggestion—a “starting point” for the conversation. If you’re not negotiating your recurring bills, your big-ticket purchases, and even your medical expenses, you’re essentially leaving a pile of cash on the sidewalk. I’ve spent years haggling over everything from hotel rooms to hospital…